FinanceMOT was built to address a problem we kept seeing: business owners receive financial reports from their accountants, nod politely, and then have no idea what to actually do with them. We recently carried out a market survey with some SME owners where we asked three questions: 1. If your business stopped making revenue tomorrow, how long would it survive? 2. How much money is in your business bank account right now? 3. How much of that money could you actually withdraw without damaging your business? Almost nobody could answer all three. Thats not a criticism but rather a blind-spot. And it's the reason most SME owners are making decisions based on gut feel, not financial clarity. Most tools show you data. Spreadsheets, dashboards, ratios. But they never answer the two questions every business owner actually has: "Is my business healthy?" and "What should I do next?" FinanceMOT answers both. Upload your trial balance or enter your numbers manually. In minutes you get: 📊 A financial health score out of 100, built from four weighted pillars 🚦 Every KPI scored and flagged Green, Amber, or Red 🧠 A plain-English executive summary with specific actions 💰 A Cash Reality Check showing how much of your bank balance is truly available to spend (not all of it is yours, and this makes that painfully clear) 📄 A board-ready report you can download and share It's built for SME owners who want financial clarity without needing a finance degree. And for accountants who want to deliver diagnostic value to 10 clients in the time it used to take for one. Free to try at financemot.com, no card required. Would genuinely love your feedback. What would make this more useful to you?

FinanceMOT

Turn your business data into a health score and action plan

Turn your business data into a health score and action plan