We built Finaive because too many online deals (DMs, WhatsApp, cross-border buys) end in paid-no-delivery or messy disputes. Payment links move money, but they don’t verify people, hold funds safely, or capture proof. We’re fixing that. What it is: an AI-powered escrow marketplace with two modes, Shop (P2P) and Directory (B2B). Chat your need; we match you with verified sellers, score trust dynamically, and hold funds in adaptive escrow until delivery/acceptance. What’s new vs alternatives Dynamic Trust Score (0–100): learned from KYC, outcomes, ratings, and responsiveness; it powers ranking and risk gates. Evidence by design: shipping labels/tracking for goods; deliverables + acceptance checklists for services; fast, fair resolution in-product. Chat → protected deal: turn DMs into one-click escrow; sellers get a shareable storefront. B2B RFQ mode: AI-assisted sourcing, milestone escrow, and a project room for files/chat. Proud of: staying laser-focused on trust first, clear UX, transparent fees, and mechanisms that actually prevent scams, not just react to them. We’re launching in Nigeria first and expanding across Africa. I’d love your feedback: what’s your biggest trust headache online? We’ll be in the thread all day, ask us anything!

Finaive

AI-powered escrow that makes online deals safe

AI-powered escrow that makes online deals safe