Fastcal turns a bank statement PDF into a clear money map in ~60 seconds: spending by category, forgotten subscriptions, your real "Cost to Be Me", and plain-English insights. No bank login, no syncing — your file is deleted after processing. Free to try.
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Maker
📌
Hey Hunters 👋 I'm the maker of FastCal.
Like a lot of people, I tried budgeting apps... and gave up.
Most of them expect you to remember to log every coffee, takeaway, subscription, and random purchase. Miss a few days and your budget is already inaccurate. Others want full access to your bank account, which I was never comfortable with.
So I built something different.
Instead of tracking every transaction, you simply upload your monthly PDF bank statement. In about 60 seconds, FastCal uses AI to build a complete picture of your finances—showing where your money actually went, highlighting recurring payments and forgotten subscriptions, calculating your real Cost to Be Me (the minimum it costs to live each month), and providing easy-to-understand insights.
A few principles guided the product:
• No bank login. Your banking credentials stay with your bank.
• No manual expense tracking. One monthly statement gives you the full picture.
• Privacy first. Your statement is processed and then deleted.
• Instant value. Try it for free without creating an account.
It works with PDF bank statements from virtually any bank, so there's no need for Open Banking integrations or region-specific bank connections.
I'd really love your feedback on two things:
Does FastCal present your finances in a way that actually makes sense?
What would make you trust and come back to a budgeting tool every month?
Thanks so much for checking it out—I genuinely appreciate any feedback, good or bad.
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Would love a way to compare two months side by side so I can actually see which categories crept up versus stayed flat. Right now I have to eyeball it across different exports and the trend gets lost.
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Maker
@grkemtrkanhxfk Thanks so much for your time to go through the app and definitely adding under the scope of release a statement by statement comparison view
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Uploaded a year-old statement just to test it and was honestly surprised it picked up a streaming sub I'd forgotten about. Privacy angle is a nice touch too.
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Maker
@dneduh0 Thanks for the feedback! Glad it found something that you forgor about as well, happened to me a while back and when I actually paid attention found those little numbers really add up! Really wanted to focus on keeping the info for the person to use so from GDPR,POPIA and self deletion just made sense for me to look at for ensuring the app is secure yet productive
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honestly the cost to be me breakdown is the part that sold me, but it would be really helpful if you could add a month over month comparison so i can see if i'm actually trending down or just telling myself i am
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Maker
@kayraloay Thanks for having a look at the app, perfect I love the idea and feedback and will be looking to add it under planned updates, it was actually in the original setup I had however I first wanted to get the view and processing of the statement to a good level
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The 60 second thing actually holds up, dropped in a messy PDF and got a clean breakdown plus a couple of insights I hadn't noticed before. No bank login is a nice change from the usual budgeting apps asking for everything.
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The "no login, file gets deleted" part shows you actually thought about the trust issue most fintech tools ignore. That privacy-first stance baked into the core flow feels like the right call.
Report
Maker
@berkay135520 Thanks for the 3feedback! Yesss I know the feeling of handing over financial info the most stressing part so went with direct processing and deletion so we can focus on the budget aspect of the app , thanks for seeing the value in that!
Would love a way to compare two months side by side so I can actually see which categories crept up versus stayed flat. Right now I have to eyeball it across different exports and the trend gets lost.
@grkemtrkanhxfk Thanks so much for your time to go through the app and definitely adding under the scope of release a statement by statement comparison view
Uploaded a year-old statement just to test it and was honestly surprised it picked up a streaming sub I'd forgotten about. Privacy angle is a nice touch too.
@dneduh0 Thanks for the feedback! Glad it found something that you forgor about as well, happened to me a while back and when I actually paid attention found those little numbers really add up! Really wanted to focus on keeping the info for the person to use so from GDPR,POPIA and self deletion just made sense for me to look at for ensuring the app is secure yet productive
honestly the cost to be me breakdown is the part that sold me, but it would be really helpful if you could add a month over month comparison so i can see if i'm actually trending down or just telling myself i am
@kayraloay Thanks for having a look at the app, perfect I love the idea and feedback and will be looking to add it under planned updates, it was actually in the original setup I had however I first wanted to get the view and processing of the statement to a good level
The 60 second thing actually holds up, dropped in a messy PDF and got a clean breakdown plus a couple of insights I hadn't noticed before. No bank login is a nice change from the usual budgeting apps asking for everything.
The "no login, file gets deleted" part shows you actually thought about the trust issue most fintech tools ignore. That privacy-first stance baked into the core flow feels like the right call.
@berkay135520 Thanks for the 3feedback! Yesss I know the feeling of handing over financial info the most stressing part so went with direct processing and deletion so we can focus on the budget aspect of the app , thanks for seeing the value in that!