Expense Tracker & Planner is your private, offline money manager. Track expenses and income, understand spending with analytics, set savings goals, manage loans and EMIs, monitor net worth, and automate recurring transactions. Organize multiple accounts, import transactions from CSV, and back up or restore your data. No bank connection or cloud account required—your financial data stays on your device.

👋 Hey Product Hunt! We're excited to introduce Expense Tracker & Planner!

Managing your money shouldn't feel complicated. Whether you're tracking daily spending, planning savings goals, managing loans, or trying to understand your overall financial position, keeping everything organized can be challenging.

That's why we're introducing Expense Tracker & Planner — a personal finance app designed to help you track your income and expenses, understand your spending habits, and organize your financial life in one convenient place.

🚀 What can you do with Expense Tracker & Planner?

💸 Track Income & Expenses
Record your daily transactions and keep your financial activity organized. Add useful details to transactions to make them easier to review later.

📊 Understand Your Spending
Explore your spending analytics and transaction history to see where your money goes and make more informed financial decisions.

🎯 Set Savings Goals
Create financial goals, monitor your progress, and stay focused on the things you're saving for.

🏦 Manage Multiple Accounts
Organize your financial accounts and keep track of balances in one place.

📈 Monitor Your Net Worth
Get a clearer picture of your overall financial position by organizing your assets and liabilities.

🧮 Track Loans & EMIs
Keep loan details and EMI information organized to make your repayment commitments easier to monitor.

🔄 Organize Recurring Transactions
Set up recurring rules for regular income and expenses to simplify transaction management.

📂 Import, Export & Back Up Your Data
Import transactions from CSV files and use available backup and restore features to manage your financial records.

🌙 Make It Your Own
Use dark mode and organize transactions with details such as notes, merchants, tags, and receipts.

🔒 Your Money, Your Device
Expense Tracker & Planner is designed for offline use. Your financial records stay on your device, without requiring a cloud account or a connection to your bank.

💡 Our goal

We want to make everyday money management simpler and more accessible. Our goal is to help people build better financial awareness, stay organized, and plan ahead without unnecessary complexity.

💬 We'd love your feedback!

If you try Expense Tracker & Planner, we'd love to hear from you:

Which feature is most useful for managing your money?
What would help you understand your spending better?
Which features would you like us to improve or add next?

Your feedback will help us make the app more useful for people who want a clearer picture of their finances.

Thank you for checking out Expense Tracker & Planner and supporting our launch on Product Hunt! 🚀