Launching today
Expatrimony
Worked in 2+ countries? See what your pensions add up to
1 follower
Worked in 2+ countries? See what your pensions add up to
1 follower
If you've worked in more than one country, nobody adds your pensions up. Answer 5 questions and see the whole picture in 60 seconds: what you've banked, what it becomes at retirement, and what moving changes. 10 countries. No sign-up.
I’ve worked in Ireland, France, Spain, Italy, and the US. Five countries, five pension systems, and not one of them can tell me what the other four owe me. Each one knows only its own slice, and no institution anywhere holds the total.
I went looking for mine properly last year. It took weeks: different portals, logins, languages, statement formats, minimum contribution thresholds, totalization rules, and at the end of it, a spreadsheet only I understood. The answer, when I finally had it, was not the answer I’d assumed.
Expatrimony distills that process, done for you. Five questions, sixty seconds, no sign-up, and you get a real number: what you’ve already banked, what it becomes at retirement, and what changes if you move again or stop contributing. It handles the parts that are genuinely hard: EU Regulation 883/2004 aggregation, US totalization, the minimum qualifying periods that decide whether a short stint counts for anything at all. Ten countries so far: Ireland, the US, the UK, France, Spain, Italy, Germany, Netherlands, Portugal, Singapore.
Two things I decided early and won’t move on. Every figure is marked verified or modeled; in that way, you always know whether you’re looking at a fact from your official statement or an estimate from your answers, because a confident wrong number is worse than an honest range.
You retrieve your own statements, with guides that walk you through each portal, including what to do when the login breaks — you know what you mean if you have accounts at ID.me, INPS, or FranceConnect. The product doesn't retain statements (nor does it use data to train AI models), keeping your personal data confidential.
This is information and modeling, not financial advice. It’s built so you can take the output to someone who gives advice.
The free picture is genuinely the product for most people. Pro is provisionally €19 one-off if you want us to read your actual statements and turn the estimates into your real numbers, include private pensions, and produce a comprehensive report.
Happy to answer anything — especially if your own country situation is weird. The weird ones are how this gets better.