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Viktor.comAn AI coworker that actually does the work
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Hi everyone,
While talking to friends who were planning home and car loans, I noticed something interesting.
Most people use EMI calculators, but those calculators only tell you **how much the EMI will be** — not **whether it’s actually safe for your finances**.
For example:
Two people may both be paying ₹40k EMI, but for one person that might be totally manageable, while for another it could be **financially dangerous**.
So I built a small tool called **Emiradar** that tries to answer questions like:
- How stressful is your EMI relative to your income?
- If your income drops, would your EMI become risky?
- What salary is realistically required to safely afford a loan?
Instead of just showing EMI numbers, it generates a **loan stress score** and some simple insights.
Example scenario:
Salary: ₹1.2L
EMI: ₹45k
Result → Stress Score: 61 (High Risk)
This tool is completely **free** as I'm still improving the product and would genuinely love feedback from people here.
What I’d really like to know:
- Is this actually useful for people planning loans?
- What other insights would you want from a tool like this?