Managing informal credit shouldn't be a headache. Fiado helps businesses track what they're owed while giving customers a frictionless way to pay. Through a self-serve portal, customers can view outstanding balances and settle them via full or partial payments. Integrated with Stripe, MercadoPago, and Pix, Fiado eliminates the awkwardness of manual debt collection, replacing it with a professional, automated workflow that improves cash flow and preserves customer relationships.
In many local economies, informal credit (known as "fiado" in Brazil) is a vital part of doing business, but tracking it manually via spreadsheets or notebooks often leads to lost revenue and friction with customers. I built Fiado to bridge this gap. I wanted to create a solution that professionalizes debt management—making it effortless for businesses to organize their receivables, while empowering customers with an easy, self-serve way to pay off their balances transparently using the payment methods they already love.