Hey Product Hunt 👋 A few years ago I got sued by a debt buyer — one of those companies that buys old charged-off debt for pennies and then sues thousands of people hoping they won't show up. Most don't. Roughly 70% of these cases end in a default judgment: you lose automatically, without the company ever proving it even owns the debt. I almost became one of those statistics. What saved me wasn't a lawyer I couldn't afford — it was figuring out the deadlines and making them actually prove their case. So I built the tools I wish I'd had. This is the first one: a free calculator for Virginia debt lawsuits. You enter the dates off your Warrant in Debt, and it maps your timeline — your return date, the document-subpoena cutoff 15 days before trial that almost nobody knows about, and your trial date. No signup, no upsell to use it. DebtDefense isn't a law firm and this isn't legal advice — it's the plain-English head start most people never get. Would love your feedback, and happy to answer anything about how debt-buyer lawsuits actually work.

Debt Lawsuit Deadline Calculator (free)

Free deadline calculator for Virginia debt lawsuits

Free deadline calculator for Virginia debt lawsuits