Cudos

Hi PH! This is my first launch and I'm excited to engage with the community. Problem: I started this venture at 19 in university after researching the US retirement gap. I saw that the outdated structure of traditional retirement plans had left over 55 million Americans without access to these important benefits and thought there had to be a better way. Background: After asking around to see what prevented many entrepreneurs from offering these benefits, I saw the need for a simple, affordable alternative which could also serve today's increasingly mobile workforce. So I raised some money, dropped out, got my license, and setup a firm to do just that. Solution: The idea was to remove the barriers which make 401(k)s ill-fit for many small & growing companies (i.e. time-consuming setup & admin, lack of portability, HCE compliance, high-fixed costs, etc.) while retaining the core attributes that make these programs valuable to the end user: • Tax-advantaged Growth • Recommended Portfolios • Automated Investments • Low-Cost Fees • **Plus Portable Benefits** Thus, Cudos was born! A streamlined, individualized retirement savings program that makes retirement benefits both easily affordable for small businesses and seamlessly portable for workers. Mission: We all know the critical role these benefits play in our financial lives. That's why we're on a mission to make retirement benefits accessible to all hard-working Americans (Learn more here) Get Started: Now you can give your entire team (including contractors & part-timers) the Cudos they deserve in minutes. Just create an account for your business and send an invite out to your team - That's it! Cheers!