Enter your balance, APR, and monthly payment — instantly see your debt-free date and total interest paid. Add an extra $25, $50, or $100/month and watch your payoff date shrink in real time. Full month-by-month amortization schedule included. No signup, no data stored. Free forever. The simplest way to turn your credit card debt into a concrete, beatable plan.
Hey Product Hunt! 👋 I built this after seeing how many people have no idea how long their credit card debt will actually take to pay off. Minimum payments are brutal — this calculator makes that painfully clear, then shows you exactly how much a small extra payment changes everything. Try adding just $50/month to your current payment and see what happens. What's your go-to debt payoff strategy?
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