Launching today

ClaryFIRE

Launching today

Know your FIRE date, and what moves it

2 followers

Know your FIRE date, and what moves it

2 followers

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Financial planning

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Investing

ClaryFIRE turns your income, expenses, savings and investments into a clear, honest financial freedom (FIRE) timeline. No account needed.

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Launch tags:Personal Finance

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LightfieldAI-native CRM that builds itself and does work for you

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Maker

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Hey Product Hunt! Most FIRE (Financial Independence, Retire Early) calculators either lock the useful parts behind an account or hand you a single number with no visibility into how it was reached. ClaryFIRE runs an actual month-by-month simulation instead of a one-shot formula, so it stays sane on edge cases (already-FIRE, zero savings, targets that aren't reachable in 100 years) instead of guessing. No account needed for the free version. Would love feedback, especially on the assumptions section - happy to explain the math behind any of it.

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1d ago

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p/claryfire

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1d ago

Launching tomorrow: which lever actually moves your FIRE date most?

ClaryFIRE launches on Product Hunt tomorrow a free calculator that turns income, expenses, savings and investments into an honest FIRE date. No account needed.

One pattern that came up while building it: for most people, the FIRE date moves more from a small savings-rate bump than from chasing higher investment returns. A 5% jump in savings rate often closes more of the gap than an extra 2% of expected annual return but return assumptions are what most people obsess over.

Curious what this community has found: what's the one lever that moved your own FIRE timeline most once you actually ran the numbers savings rate, expenses, or returns?

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