Launching today
Cinkáto
A simple personal finance app for iPhone
1 follower
A simple personal finance app for iPhone
1 follower
Cinkáto turns your income and expenses into a simple 0–100 financial health score, shows where your money goes across 14 categories and gives tips to improve. No bank login, no account, no ads, no tracking. Data stays on your device and private iCloud.
Hey Product Hunt! 👋 I'm Míra, a freelance developer from the Czech Republic with 20+ years of web development behind me. Cinkáto started as a weekend experiment: I wanted one simple number that tells me how healthy my finances are, without connecting my bank, creating an account or handing my data to anyone. I had never written Swift before, so it was also my way to learn SwiftUI. How it works: you enter your income and expenses once (monthly or yearly items), and you get a 0–100 score based on how much of your income you keep each month. Then the app shows where your money goes and warns you when something is off, like housing eating over 40% of your income or an emergency fund under 3 months. Free for everyone: • Financial health score 0–100 • 14 expense categories with charts • Smart tips (50/30/20 rule and more) • CZK / USD / EUR, English & Czech • Sync via your private iCloud, iPhone & iPad Premium is a one-time purchase (no subscription, Family Sharing included): 5-year reserve forecast, future events, income growth, custom inflation and PDF export. No account, no ads, no analytics, no third-party SDKs. Your numbers are yours. A Mac version is on the way. I'd love your honest feedback: what would make you actually use a finance app every week? 🙏