Certua

Hello everyone! We’re Certua, a London based platform for embedded finance. Our API, web components and low code micro front-ends enable fintechs and non-financial services companies to access and distribute financial services. Our aim is two-fold: - To help fintechs and non-financial services companies access and incorporate financial services products seamlessly as part of their core proposition. - To help financial services product 'manufacturers' deploy new products 10x faster and access new and digital markets. Ultimately benefitting the end customer - For whom, finance becomes just another service. Problem: As a fintech or non-financial services company looking to distribute a financial services product I must: ⌚ Spend any number of months/years (and money) partnering with an incumbent FS product provider 🗝️ Build a rigid user journey using a complex API or even worse, incorporate a clunky hand off to a third party 💸 Spin up a team (an expensive team) to handle administration, servicing, compliance and so on... As a financial services product manufacturer looking to launch and rapidly test new products in alternative digital markets I must: ⌚ Spend any number of months/years (and money) seeking capacity for my engineering team to make the necessary changes/build a new product 🗝️ Build a distribution layer/API or even worse, an entirely new hosted user journey to enable the above clunky hand off to me (the third party) 💸 Spin up a team (an expensive team) to ensure that my new distribution partner is administering, servicing in a compliant manner... Solution: Finance (both funding and cover) as a Service! The Certua embedded finance platform enables financial services partners to rapidly configure and subsequently host next gen financial services products in their entirety, with built in compliance and testing... That's fully hosted risk models, pricing calculations, documentation and end-to-end administration. All hosted products are then made available via API (for the tech savvy), web components (for the tech savvy shortcutters) and micro front-ends (for those who want to avoid as much dev as possible) for integration by fintechs and non-financial services companies. If you are: a) Interested in finding out more about our platform b) A non-FS company looking to embed a financial services product c) A financial services company looking to rapidly deploy a new product digitally We can't wait to hear from you - luke@certua.io Finally, we want you to have your say – Tell us more about the innovative credit and insurance products that you would like to provide to your end users.. We're always looking for new and innovative partners.