Hey Product Hunt 👋 I'm Raushan, founder of Corenexis. Every expense tracker I tried in India wanted one of two things: my bank login, or permission to read my SMS. Both felt like a lot to hand over just to find out where my money went. So I stopped using them, went back to a spreadsheet, and stopped updating that within a month too. Cashly is the version I wanted instead. You enter what you want tracked — nothing is read from your bank or your messages. The hard part was never the logging. It was making manual entry not feel like bookkeeping. Pay by credit card and the outstanding goes up. Pay by UPI and the linked account goes down. Edit a transaction six weeks later and every balance corrects itself. You never fix a number by hand. Two things mattered more than I expected: Khata. Money lent to friends and family is most of the "missing" money for a lot of people here, and it usually lives on a scrap of paper. Part payments, running balances, settlement dates — all in the app now. An MCP server. Cashly ships a REST API and MCP, so you can ask Claude what you spent on food last month, or have n8n log a recurring expense. It started as a weekend experiment and became the feature I use most. 7-day free trial, then ₹49/month. There's a demo account on the login screen too — tap "Skip for now", no sign-up needed. I'd genuinely like feedback on the manual-entry tradeoff. Is it a dealbreaker for you, or a relief?

Cashly - Expense & EMI Tracker

One app for transactions, EMIs, debts and cards.

One app for transactions, EMIs, debts and cards.