BudgetOS: The finance dashboard that thinks like a CFO

Hey Product Hunt! 👋 We're Codeteki Digital Services — a web development and AI agency based in Melbourne, Australia. BudgetOS started as a question: why does every budget tool on Etsy look like a Google Sheets file from 2015? So we built a real dashboard instead. Here's what makes it different: 🏆 Debt Payoff Planner — compares Avalanche vs Snowball side by side with exact payoff date and total interest saved per method. No other tool in this space does this. 🤖 AI Insights — ask your budget anything in plain English and get a specific answer based on YOUR actual data. Not generic advice. 📄 PDF Export — one click generates a complete financial report: health score, spending breakdown, savings goals, debt summary and full year cash flow. Ready to save, print or share. One HTML file. Open in Chrome. No login. No subscription. Works 100% offline. Your data never leaves your device. Built from scratch in HTML, CSS and JavaScript — no frameworks, no backend, no database. Happy to answer questions about the product, the build, or how it works. Would love your honest feedback! 🙏 — Team Codeteki codeteki.au