Most budget apps force you to connect your bank or dump everything in one list. BudgetLuma does neither. Create a wallet per context - daily, savings, travel, shared with your partner. Each has its own currency, members and budget. Shared wallets with real roles. Multi-currency that stores your actual bank rate. No bank sync. No ads. No tracking
I built BudgetLuma because I couldn’t find an app that handled three things honestly at once: separate contexts for my money, real shared expenses, and multi-currency that matched my actual bank statement.
Every app I tried either wanted bank access, dumped everything into one list, or silently replaced the rate my card charged with a generic one.
So I built the app I wanted. Solo, in my free time. Would love your honest feedback - especially from travelers, expats, and couples managing shared expenses. 🙏
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