Most budget templates make you build the system before you can use it — a spreadsheet you have to wire formulas into, or a Notion page you have to configure from scratch. Ledger skips that step. Open the file, and you already have a live dashboard: income, spending by category, a savings goal tracker, and a running transaction ledger, all calculating automatically.
No account. No setup. No formulas to break. It's a single file that opens in any browser.
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Maker
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Hey Product Hunt 👋
I built Ledger because I was tired of downloading "budget templates" that were really just a to-do list disguised as a spreadsheet — you still had to build the whole system before you got any value from it.
Ledger is a single file. Open it, and it's already a working budget dashboard. No Notion database to configure, no formulas to accidentally delete. Set your category budgets, log your spending, and watch a savings goal tracker fill up like an old receipt tape as you save.
Would love your feedback, especially on what you'd want tracked next (multi-month history and recurring bills are already on my list).