A single Excel/Google Sheets workbook that replaces what budgeting apps charge a monthly subscription for. Four connected sheets: a Start Here guide, a color-coded Monthly Budget tracker, a Debt Payoff Planner that auto-ranks debts using the avalanche method, and a Dashboard with live charts. Everything recalculates automatically, nothing static to redo by hand. No app, no account, just a spreadsheet. Works in Excel or Google Sheets. One-time purchase, £7, download and go.
Hey everyone 👋
I wanted a straightforward way to see my spending and pay off debt faster, and didn't want to hand over my bank login or pay a subscription just to get there. That's what turned into this spreadsheet.
It's a straightforward Excel/Sheets workbook — no subscription, no account, just formulas that do the math for you. Would genuinely love feedback, especially from anyone actively working through a debt payoff plan themselves — what's missing, what's confusing, what you'd want it to do next.
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