Budget.cool

Track your finances and build better spending habits

2 followers

Track your finances and build better spending habits

2 followers

Budgeting apps

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Savings apps

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Financial planning

Budget.cool is a simplistic app to help manage your spending and budgets all manually, encouraging you to build up better money habits! It features: 💸 Custom spending + budget categories 📫 Monthly or weekly emails updates 📱 Sleek, mobile-friendly design 📉 Stats and charts showing spending by day and category All 100% free

Launch tags:Web App•Productivity•Home

Launch Team

Bruno API ClientWorks with Git, your IDE, and your agents.

Promoted

In France we have a bunch of apps that connects (scraping or API) to bank accounts, I don't know if it is possible overseas or if it is your will to go full manually, by the way this is not a downside and has a lot of benefits : I prefer my good ol' spreadsheet than automagic apps so that I can be aware of exactly each of my expenses. What I found missing in personal finance projects that there sometime exists in projects doing finance for businesses, is the ability to forecast/make scenarios : - hability to register expenses in the future, - making scenarii like: - - "what if I pay all my loan today ? Will I overdraw my account, where can I cut to do so? How it will impact my accounts at N+1 ?" - - for independents who doesn't need a full corporate solution, "what if I close/don't close this client ? what if he doesn't pays, how many months in good financial health do I have left ?" - or even simply "what if I buy this expensive item upfront ? in x payments ?"

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8yr ago

Airmail

@tom_sp I REALLY dig the question ability. I've always just accepted the budget/financial tracker apps I've used over the years as just "good enough", but I now really want something like that implemented.

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8yr ago

Somnox

Hi @aschmelyun! Great product, just what I am looking for (a free alternative to YNAB). What's your business model going to be going into the future?

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8yr ago

Suggest.gg

Maker

@bagindatirtadji Thanks, I'm glad you're liking what you see! Going forward, I'm planning on adding a (small) subscription tier for more complex features like multiple accounts and planned purchases (e.g. recurring subscriptions each month). Additionally, I'm also looking at packaging up a self-hosted version of the app for a one-time flat fee that could be installed on a server or locally as a desktop app.

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8yr ago

I think one of the biggest obstacles that prevents me from using such apps or softwares to track my spending is due to my "laziness" or reluctance to have to manually enter things one by one. Is there anything done with Budget.cool that makes tracking a breeze or does anyone else knows of examples as to people trying to simplify this entire capturing process.

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8yr ago

@swiftpolar Hi I have been looking into products that do what you mention but they a) do not work in every country, b) have a subscription fee each month. I like this simple manual way, even though I am also lazy like you. But I saw that in order to travk my finances, I must put some effort

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8yr ago

Suggest.gg

Maker

@swiftpolar Hey Lee, I completely understand the "laziness" aspect, however I built Budget.cool to be manual-entry only in order to accomplish two big things: building a habit to manage my budget and enter in what I spend when I spend it, and confronting my spending every time I have to enter in a new item. For me, automated systems never really made me accountable for going over a budget. I was never forced to see each dollar come in, because it was just pulled automatically. Entering everything manually is a more intimate process, but I hope you do find a tool to your liking!

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8yr ago

@aschmelyun @maria_ithaca I completely understand these points and indeed they are certainly valid points. I do know that my bank here do support telling me how much I've spent based on categories if I'm swiping card. I guess for me personally for day to day expenses I don't really want to keep keying in? For example food, groceries etc. For big expenses makes sense to key in. Accountability can be in the form of reminders and warnings. For example I set a budget for food and if I'm reaching above it (based on a trend say $400 a month and it is barely half a month and I'm already at $200) a warning pops up. Haha,not too sure if that is possible but yeah for very mundane expenses I don't want to keep keying them in. Or perhaps I'm missing the point with such expenses trackers.

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8yr ago

Algolia

I want to delete my account and there is no button to do so or even an email to contact someone. Can you help please?

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7yr ago

It would be pretty cool if you could add other coins. For example im from Uruguay and I can't find the "peso uruguayo" so it's a little bit of a problem to transform my expenses to dollars. Great design, love it :)

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8yr ago

Neutun

some first impression pros: I like the design, clean simple... but i couldnt set it up to use it =( Feature request before I can try it in the wild: let me change the length of time for the budget... Month is not a very good metric for me for a couple reasons. ignoring the fact that some months have 5 weeks and others have 4... the fact that months don't end at the end of a week makes it really hard to see how much i am over or under in my budget when i try to work in when a month ends in the middle of a week if i want to have a set it and forget it budgeting strategy for the year i get paid fortnightly, my rent is paid weekly, its easy to budget for food per week or fortnight, gym membership is charged every 4 weeks, phone bill 28 days (4 weeks) .... ect... if it gains this feature, or if I have grossly missed it in the settings (i looked but failed to find it), then I would be willing to try this over my current app for 2 cycles (8 weeks) and see how it goes.... because it does look cool and seems to function more simple than my existing app... but with each month being different amount of days (if i broke food down to daily instead of weekly to solve the middle of week start and end issues of not being able to do weeks), and with some months potentially having different amount of rent taken out of my account, it would require custom month to month budgets that would be too much work and math and excel sheets on the side to use this tool... and i have to keep all the math and break downs in an excel sheet, but then I might as well just do my budget in excel.... keep up the great work and let me know if you add this feature in the future!

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8yr ago

Instance

Do you plan to develop iOS app?

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8yr ago

Suggest.gg

Maker

@filipgres That's definitely in my mind for down the road, building both iOS and Android apps out. I've tried to build the site as it is to be as mobile-friendly as possible, but if there's enough desire for a native app I'd get started on developing one within the next couple months.

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8yr ago

@filipgres @aschmelyun I think a mobile app for iOS and Android would be really needed.

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8yr ago

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