Hey Product Hunt 👋 Today I’m launching Asisten AI Keuangan UMKM, an AI financial assistant for Indonesian small businesses. The idea came from a simple but painful gap. Small business owners have data. They have sales records. They have expenses. They have Excel files. They have reports from bookkeeping apps. But many still cannot answer the questions that matter most: “Am I actually making money?” “Why is cash getting tight?” “Can I afford to take a loan?” “What should I do this week?” The problem is not lack of data. The problem is that financial data is hard to understand, hard to trust, and often disconnected from daily decisions. So I built an assistant that turns business data into plain-language guidance. Upload Excel, CSV, or financial reports through WhatsApp. The AI checks the data, explains what can be analyzed, warns when the data is incomplete, and gives practical next steps. This is not accounting software. It is closer to an AI CFO for small business owners who cannot afford one. The product is built around three ideas: 1. Start with business questions, not accounting reports. 2. Be honest when data is incomplete. 3. Give actions, not just numbers. The first version helps with business health checks, cash risk, profit analysis, expense explanation, weekly action plans, and KUR loan readiness checks. My hope is simple: A warung owner, online seller, cafe owner, or small distributor should not need to understand accounting jargon just to know whether their business is safe. I’d love your feedback. What should we add next to make this more useful for real small business owners?

Asisten AI Keuangan UMKM

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