Launching today
4 Envelopes
Split your monthly budget into four weekly envelopes
2 followers
Split your monthly budget into four weekly envelopes
2 followers
4 Envelopes plans your month ahead: add accounts in any currency, regular bills, salary and savings goals, and it shows how much is truly free to spend in each week. Receipts read on-device, 40 currencies, 6 languages ā web, iOS and Android.
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Promoted
Hi Product Hunt! š
I built 4 Envelopes because a month is too coarse a unit for deciding whether I can spend something today. Budget apps told me where the money went; I wanted to know what's left for this week.
How it works: your planned income minus planned bills and what your goals still need this month, divided into four envelopes. A one-off payment moves only its own week, and an overspend carries forward to the weeks after it.
A few things I cared about:
ā¢ Multi-currency from the ground up ā pay a Thai bill from a dirham card and it converts properly
ā¢ Receipts are read on the phone; only the text is sent, never the photo
ā¢ No analytics, no trackers, no ads
ā¢ A Telegram bot: type "coffee 4.50", tap Confirm
33 days free, no card. I'd love to hear how you budget and what's missing.