Automatic refunds from hidden credit card benefits

#3 Product of the DaySeptember 26, 2017

Sift automatically gets you money back when prices drop and unlocks all the other great hidden benefits that you probably were not aware of! Sift analyzes hidden benefits that are buried in complex credit card policies and files the appropriate claims on user’s behalf, getting consumers back tens of billions currently left on the table every year.

  • Prasant Lokinendi
    Prasant LokinendiProduct @ Hopper

    I've gotten back at least $100 over the past 3-6 months.


    It's already a great product! Only cons I can think of are that I'd like the price monitoring to apply to a wider variety of storefronts.

    Keep up the good work and maybe work on the UI of the app a little more. The value prop is great, but I often times am incredibly confused by what I should be tapping.

    Prasant Lokinendi has used this product for one month.
  • Pros: 

    It helps me get the most out of my credit card benefits. It gets me money back!!!


    None, I don’t know of any other app that could do all this

    I buy pretty much everything online so this app is just what I need. It tracks my purchases & shipments and claims a refund if prices drop. It also shows the extended warranties and refund policies that my credit card offers...I didn’t even realize I had these benefits

    Satu Salminen has used this product for one year.
You need to become a Contributor to join the discussion.
Wesley Forlines
Wesley Forlines@wesleyforlines · Maker at FormFunc.
What guarantees are there that email information isn’t being sold, à la Tried to read through terms But Every Word Being Capitalized Made It Super Hard To Read. On the other hand, super excited to try this!
Cole Mercer
Cole Mercer@colemercer · Product @ SoundCloud
No Android yet?
abhinavdubeyMaker@abhinavdubey · CEO, Sift
@colemercer coming soon. Web app will probably be available in a few weeks!
abhinavdubeyMaker@abhinavdubey · CEO, Sift
Hey PH Community, Thank you, Kevin, for hunting us! I’m Abhinav, one of the makers of Sift. In the words of Apple which featured us in a spotlight editorial story (“Apps For a Happy, Healthy Wallet"): “Find fun in the Fine Print. (Yes, really!) Sift combs through all the legalese that comes with credit card sign-ups and unearths all the good stuff…” Most Americans, who average between two and four credit cards, are aware of their common benefits such as points, merchandise rewards, and travel. But credit card perks are like an iceberg – some of the most valuable benefits are underneath the surface, hidden behind jargon and fine print or are hard to take advantage of. We couldn’t believe that so much money was being left on the table when it belonged in the pockets of consumers so we set out to build Sift! Sift automatically tracks all the benefits on your credit card and then streamlines the claim process for you. Some of the more interesting benefits are price protection, extended warranty and theft and damage protection. There a whole slew of travel benefits such (e.g. car rental insurance, flight delay, baggage loss etc..) which are still in beta but we plan to have things ironed out here over the next month. Feel free to share any comments and questions! Thanks!
@abhinavdubey This is a clever idea. One suggestion it to parse out Amazon returns. No need to annoy the user with items they returned.
abhinavdubeyMaker@abhinavdubey · CEO, Sift
@ssnacks thanks for the feedback! It's been on our backlog for a while but we will prioritize this!
Shane Carlson
Shane Carlson@s_carlson · css.nija
@abhinavdubey looks awesome. Just wanted to point out the app is pretty buggy. Can't punch in last 4 of any of my CCs. Also swiping between cards and opening detail accordions are unresponsive 50% of the time. Look forward to seeing this shine!
Jason Weingardt
Jason Weingardt@jason_weingardt
Been using this for a couple weeks now and just got a check in the mail from my credit card company. Huge fan!
abhinavdubeyMaker@abhinavdubey · CEO, Sift
Robin Singhvi
Robin Singhvi@robinsinghvi · Entrepreneur
Hi guys, looks pretty slick! But trying to figure out the difference between you guys and Earny and Paribus? I use Earny and it seems to do the same thing that you guys are? Or am I missing something here?
abhinavdubeyMaker@abhinavdubey · CEO, Sift
@robinsinghvi Hi Robin - we are different in that we unlock ALL the credit card insurance benefits on ALL the major credit cards (i.e. warranties, returns, theft and damage, trip delay etc...). We support price protection for all the major credit cards and for now we are still free. Hope that helps!
Robin Singhvi
Robin Singhvi@robinsinghvi · Entrepreneur
@abhinavdubey Thanks and that is great info! Signed up and taking it for a ride now :)