Build credit, track spending and manage money better, all with no credit score required.
Just moved to SF from Canada and I've spent the past month and a half struggling to get my finances setup. I don't have a credit history and my Canadian bank doesn't provide a decent cross border account so I have to start completely from scratch. Even though I make a decent salary I've been rejected by Simple, Chime, Final, Capital One, and Chase, all because I don't have an American credit score. If this service works as advertised it will be one of the most useful and timely services I will have used in my life.
No credit score required is a life saver for building credit
Make it faster to get started maybe?
Look forward to swiping with Petal!
Transparent credit process that rewards responsible people and doesn't rely on esoteric FICO
Haven't used the beta yet...excited to test it out though
Full disclosure: I work at Petal, and I work here because I think this is an awesome product, especially for people new to credit, recent immigrants, and first time credit card owners.
simple UI, low APR, and no fees
rewards (coming in a while!)