Optivault

👋 Hey Product Hunt! We’re the team behind OptiVault — thanks so much for checking us out. We started OptiVault with one big goal: to make an AI personal financial advisor accessible to everyone, anywhere in the world. Most people never get real financial guidance because it’s expensive, complicated, or intimidating. We believe smart money advice should be simple and available 24/7. Our long-term vision is to build the “Money OS” for the world — one place where you can: 🤖 get AI-driven financial guidance 💳 manage your money and bank accounts 📈 invest and grow your wealth 🔐 do it all securely in one app This launch is our first step: helping people understand their finances, budget smarter, and make better decisions with AI. We’d love your feedback: 👉 What’s the hardest part about managing your money today? 👉 What would you want in your ideal Money OS? Thanks for the support — we’re excited to build this with you! 🚀

Congrats on the launch 👏 OptiVault is an ambitious take on AI financial guidance. With tools like Mint, YNAB, and newer AI finance apps already helping with budgeting and insights, I’m curious how OptiVault plans to differentiate beyond advice and dashboards as it grows toward a full “Money OS.” Are early users mostly using it for budgeting clarity, or for decision making and guidance? What’s proving to be the strongest edge so far, the AI advice quality, accessibility, or the vision of an all in one financial hub?