N26

The Mobile Bank

#5 Product of the DayToday

N26 is Europe’s first completely mobile bank, trusted by more than 1.000.000 customers. N26 gives you complete control of your financial life on your phone.

Download the N26 app and open an account in less than 8 minutes.

Get a free Mastercard, activate Google Pay or Apple Pay, and enjoy personal banking features and fintech products

Around the web

Reviews

  • 496663
    Dawid PiaskowskiCEO and co-founder of Productz
    Pros: 

    It's fast to start an account.

    Cons: 

    Very often something is not working and the customer service is the worst. AVOID!

    The worst customer service in history. Don't be lured by how easy is to set up an account - the rest is a nightmare. If something doesn't work (and that happens very often) you are left alone for who knows how long. AVOID

    Dawid Piaskowski has used this product for one year.
  • 1373889
    Thomas LavernheCo-Founder @ Ad World Masters
    Pros: 

    Fast, affordable, truly mobile

    Cons: 

    not every product/ plan is available in every country

    Overall I am happy. I find the service reliable, affordable when I am making purchase in other currencies. In my opinion it is a good solution for a certain category of people, which I fall into...

    Thomas Lavernhe has used this product for one year.

Discussion

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56288
Harry@hrygrfn · Artist
Does anyone have a comparison to Simple?
168087
Brian Roach@anodigital · DJ / Producer @itsBREX
@hrygrfn you beat me to it. Was still typing on my phone. :)
502924
Pietz Prove@gopietz · Media Computer Science Student
@hrygrfn N26 or formerly Number 26 is the german copycat of Simple. Thats not saying that its bad in any way, but the concept is essentially the same and Simple existed long before N26. I dont feel informed enough to give you a full comparison.
49064
Paul-Henri Laugier@fma16 · Law student, Aix-Marseille University
@hrygrfn Basically, it's Simple for the EU. Customer here, feel free to ask me questions 😃
21707
Clayton Brand@clay_to_n · Head of Software @ Stasis Labs
@hrygrfn Looks like N26 also supports currency exchanges - that's the one feature that seems unique. Wouldn't be surprised if their UI around setting budgets is substantially different than Simple's "Safe to Spend" as well.
16573
Ethan Kravitz@ethosventures · CTO, Overnight
@clay_to_n @hrygrfn How about wire transfers? Again not knocking Simple, been a customer for years and they have the BEST customer support, but it has burned me once or twice that I can't initiate a wire transfer from Simple.
282019
Robert Baldowski@rboab · Interested in innovations.
I'm using N26 (aka Number26 up to this point) since the beta-phase and I love it!
470
Joshua Dance@joshdance · Engineer, Product, athlete, indie hacker
@rboab What do you love about it?
282019
Robert Baldowski@rboab · Interested in innovations.
@joshdance It began with a very simple and fast signup process and the quick shipment of the credit card. I like the app because: - I can see my transactions immediately after a purchase or withdrawal (my main bank has a shitty app which shows only the amount for about 12-24 hours, no information where I've spent the money) - Push notifications for debit entries - Search and filter function for transactions - Instant cash transfer (Moneybeam) All in all: it's simple and it works.
15075
bert@bertconcepts · BlaBlaDNS
A couple weeks ago they canceled a couple hundred(?) accounts without any reason. Later it became clear that this user were using the card too often to withdraw money (which obviously cost them a lot of money). Now there is a fair-use policy in place. Something like first 5 withdrawal in a month are free. The others will be charged. Just so you know.
471662
Kees Romkes@kees_romkes · Product Manager @oply_de
@bertconcepts with Cash still being the #1 thing in Berlin, this is a very important (negative) selling point for #26.
442252
Stefan@stefan · Explorer
@bertconcepts Got their email about this as well and was highly disappointed... the first 3 withdrawals a month are free but ... come on, cash every 10 days and fair use? I'd understand something like twice weekly but not this :(
665697
Povilas Sidaravicius@povilas_sidaravicius
@bertconcepts I got my account cancelled too tough I had not received their card (twice). To top it off their support response time was like 3 weeks and at first, there was no way to actually contact them. I was excited but now I am really disappointed.
134984
Cenk@cenk
This bank canceled hundreds of bank accounts a couple weeks ago without giving a reason. Just so you know.
40495
MarwannHiring@marwannas · CMO @ Hellojam
@cenk They added a fair-use policy as they were losing a lot of money on people who withdrew money in Germany (where fees are exceptionnally high for every withdrawal)
134984
Cenk@cenk
@marwannas True. They also acted in the most non-transparent way possible, not telling people why their accounts were being cancelled until after a huge media shitstorm. They also touted unlimited free cash withdrawals as a selling point of the bank account right up until the accounts were cancelled. And I know for a FACT that this was not only for people who withdrew money in Germany. My girlfriend was in Istanbul for a year and still got her account cancelled. Either way, people should take this kind of behaviour into account before using this as their bank account. Move fast and break stuff may work great for chat apps, but I don’t really want my bank to break anything.
40495
MarwannHiring@marwannas · CMO @ Hellojam
@cenk Couldn't agree more, this hasn't been done in the best manner. Btw, if your girlfriend had an original shipping address in Germany she was considered as a German customer by N26.
134984
Cenk@cenk
@marwannas Yes, but my point was that she didn’t withdraw money in Germany. It was not only not done in the best manner, it was also the wrong thing to do. Cancel 500 accounts and then not be reachable by phone, email or livechat for days, leaving customers in the dark as to why their BANK ACCOUNT was being cancelled? Not cool.
72708
Ben Tossell@bentossell · newCo
Im really intrigued with online/smart banking options but yet to try one out I like the look of Mondo and this looks cool too. I'll start using one when I can bare to look at my bank account 🙊 Some TechCrunch coverage of (now) N26 - Number26 is now a true bank as it now has a full banking license
347860
bDotWaller@bdotwaller · serial app-downloader
@bentossell is this for Europe only? or is it available in the US?
72708
Ben Tossell@bentossell · newCo
@bdotwaller Since it has a banking license I believe it can expand a lot quicker - not sure of the areas covered just yet.
40495
MarwannHiring@marwannas · CMO @ Hellojam
@bentossell @bdotwaller As far as I know it's only for a few European countries, but they are expanding quite fast. I've been a customer for the last 6 months and all I can say it that it's awesome. I still don't understand why traditional banks don't improve their UX to match what N26 does.