Kualto

Personal finance tool that forecasts your cash flow

Organize and manage your expenses by forecasting your cash flow.

See what will be due and what your balance will be on any given future week. This way you'll know how much you can afford, and how much you can save.

This is a big-picture approach to budgeting. As long as your future balance isn't going negative, you are good to go!

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Pedro Garcia
Pedro GarciaMaker@pedro_r_garcia · Founder, Kualto.com
Hey hunters! My wife and I used to argue about which method was better for managing our personal finances. She won. I liked her method so much that I created this product. I'm excited to see what you guys think... Traditional budgeting tools usually focus on the current month, or on your past spending, but they don't really help you connect your present spending to your future. With traditional tools, if you have an unexpected expense on a particular month, you go "over budget." But what does that mean really? How will that unexpected expense affect the vacation you plan to take 7 months from now? That's what other tools won't help you with. We believe forecasting your account balance to be a much better way to manage your expenses. It's more of a big picture approach. As long as your future balance isn't going negative, you are good to go!