KaiMoney

KaiMoney

Loans backed by your investment portfolio, no credit score

5 followers

We are enabling securities based line of credit (SBLOC) for all, allowing you to connect to your brokerage and accessing liquidity backed by your portfolio. Analyzed by our AI underwriting model, we don't use credit score and want to offer the best rates.
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Launch tags:FintechInvestingMoney
Launch Team
AssemblyAI
AssemblyAI
Build voice AI apps with a single API
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What do you think? …

Pietro C
Maker
📌
Hey Product Hunt! 👋 I’m Pietro, co-founder of KaiMoney – we help people access cash without selling their stocks or crypto. This idea came from dozens of conversations with freelancers and investors who said: “I have assets, but can’t get a loan without a payslip.” Big institutions let the wealthy borrow against their portfolios (it’s called securities-based lending), but for the rest of us? Nothing. So we built KaiMoney: ✅ Borrow against your portfolio ✅ No credit score needed ✅ Fixed monthly payments ✅ You keep your investments growing Right now we’re starting with U.S. users who invest with platforms like Robinhood, Fidelity, Webull, and more. Would love to hear your thoughts, feedback, or use cases you’d love to see KaiMoney support. 🙌 We’re here to build it with you. Thanks for checking us out! 💙 — Pietro