Dave

Dave

Banking for humans

2 followers

Meet the banking app that puts your financial mind at ease. Get paid up to two days early, build your credit history and get up to $100 advances wi
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Launch tags:AndroidiOSProductivity
Launch Team
Wispr Flow: Dictation That Works Everywhere
Wispr Flow: Dictation That Works Everywhere
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What do you think? …

Jasonwilk
Hey Kevando, there are certain touch points within the app such as when we save you from an Overdraft fee, successfully notify you of a predicted negative balance between or in the profile section where you can leave a Tip / Donation to us. We're trying to let people decide what they think it fair to pay us Vs banks making you pay huge fees. That seemed like the ultimate fair proposition.
Kevando
@jasonwilk Very interesting concept. Considering pnc just docked me another $15 for no reason >:(
Kaben Clauson
@jasonwilk really a key problem for college age people. Overdrafts were devastating in college. I think they'll find this very useful.
Nick Bennett
@jasonwilk what a genuine value exchange model. Kudos to you and the team @jasonwilk
Nosherwan Arbab
good one
Jasonwilk
@nosherwanarbab Thank you.
Kristofer™
So the $ advances are paid back at 0%, and tipping is optional?
Jasonwilk
@kristofertm Yes, that's right. We want users to be able to pay what is fair and we do that through donations. We also plant a tree with the donations too.
Daniel Greenberg
How do you protect yourself from people not paying back their loan?
Troy J. Thomas
@15greenberg The advance is automatically taken out of your check when it's deposited from what I understand, just like a traditional bank would/used to do. I also read that the first month is free and then $1 a month afterwards.
Kevando
how does the tipping work?
Jasonwilk
That's PH! Feel free to ask me anything.
bDotWaller
There is another app named Active Hours that does something similar.