COVA

Seller finance made simple

3 followers

Seller finance made simple

3 followers

Manage seller-financed property notes without the hassle. Automate payments, generate tax forms, and stay compliant—all for $19/month. Built for property owners who need professional tools without enterprise pricing.

Have a question about COVA? Ask it here and get a real answer.

Do you use COVA?

Forum Threads

p/cova-3

•

3mo ago

Which states have specific seller financing regulations that Cova accounts for?

Seller financing regulations vary significantly by state, and we've prioritized the highest-volume markets first. Here's what we've built:

Currently supported (covers 72% of transactions):

Texas (25% of market): Property code requirements, homestead protections, specific disclosure rules
Florida (12% of market): Mortgage foreclosure vs. land contract distinctions, homestead exemptions
California (9% of market): Civil Code 2956-2967 requirements, SAFE Act compliance for 1-5 properties
North Carolina (6% of market): Installment land contract regulations, foreclosure timeline requirements
Georgia (5% of market): Security deed vs. mortgage distinctions, power of sale foreclosure rules

p/cova-3

•

3mo ago

What's the #1 feature you'd want that isn't listed?

Top most-requested feature:

Document e-signing (coming Q3 2026)

Generate promissory note, sign electronically with buyer Legally binding, timestamp verified, stored permanently, Eliminates the printing-signing-scanning dance Probably Docusign integration to start, native later

p/cova-3

•

3mo ago

Real estate agents: Would you recommend this to clients?

Why agents might recommend Cova:

Makes seller financing transactions smoother

Your clients are better organized and less likely to screw up compliance

View all

Maker Comment

Maker

📌

I built Cova after watching my parents struggle to manage a seller-financed property sale using spreadsheets and paper files. Every existing solution was designed for professional lenders with dozens of loans—nothing existed for the 86% of seller financing participants who create just one or two notes per year. Cova is the tool I wish they'd had: simple, affordable, and focused on solving real problems without enterprise bloat.

Report

3mo ago

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Forum Threads

p/cova-3

•

3mo ago

Which states have specific seller financing regulations that Cova accounts for?

Seller financing regulations vary significantly by state, and we've prioritized the highest-volume markets first. Here's what we've built:

Currently supported (covers 72% of transactions):

Texas (25% of market): Property code requirements, homestead protections, specific disclosure rules
Florida (12% of market): Mortgage foreclosure vs. land contract distinctions, homestead exemptions
California (9% of market): Civil Code 2956-2967 requirements, SAFE Act compliance for 1-5 properties
North Carolina (6% of market): Installment land contract regulations, foreclosure timeline requirements
Georgia (5% of market): Security deed vs. mortgage distinctions, power of sale foreclosure rules

p/cova-3

•

3mo ago

What's the #1 feature you'd want that isn't listed?

Top most-requested feature:

Document e-signing (coming Q3 2026)

p/cova-3

•

3mo ago

Real estate agents: Would you recommend this to clients?

Why agents might recommend Cova:

Makes seller financing transactions smoother

Your clients are better organized and less likely to screw up compliance

View all

Maker Comment

Maker

📌

Report

3mo ago

See discussion

COVA

Seller finance made simple

Seller finance made simple

Have a question about COVA? Ask it here and get a real answer.

Do you use COVA?

Forum Threads

Which states have specific seller financing regulations that Cova accounts for?

What's the #1 feature you'd want that isn't listed?

Real estate agents: Would you recommend this to clients?

Maker Comment

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Trending categories

Top reviewed

Trending products

Top forum threads

Have a question about COVA? Ask it here and get a real answer.

Do you use COVA?

Forum Threads

Which states have specific seller financing regulations that Cova accounts for?

What's the #1 feature you'd want that isn't listed?

Real estate agents: Would you recommend this to clients?

Maker Comment