while I don't plan to join a class action lawsuit, this move from chase rubs me the wrong way and I appreciate a quick and easy way to deal with it
have to give SSN
I didn't opt out, but now I am more aware of my options and rights. Good information about this topic is on the radvocate site.
helped me learn differences between class action, small claims court, and arbitration.
opting out of the arbitration clause may not actually help me very much in the event of a dispute