Butler Finance

Hey Product Hunt! I built Butler because I was frustrated with every budget app out there. They all wanted one thing first. My bank login. I never understood why I had to hand over my credentials to a third party just to see where my money goes. I tried spreadsheets for a while. That lasted about a week. Then it hit me. my bank already sends me an SMS for every single transaction. The data is right there. Why is no app using it? So I built Butler. It reads your bank SMS notifications and automatically pulls out the amount, merchant, and date. No bank linking. No credentials shared. No server ever sees your financial data. How it works: - A bank SMS comes in → Butler parses it instantly - Transactions get categorized automatically with AI - You see your spending, budgets, and trends — all on-device The key decisions I made: - Offline-first — the app works without internet, always - On-device encryption (AES-256) — your data is yours - No paywalls on core features — free offline, forever - Cloud sync is optional, never forced I've been using it daily for months and it genuinely changed how I think about my spending. I stopped guessing and started knowing. Would love your honest take — what's your first impression? What would make you switch from whatever you're using now?