Approval AI

Approval AI

Easiest way to get the best home loan

189 followers

Approval AI is America’s first AI mortgage platform built to help homebuyers save time, money, and stress. We automate the most painful parts of getting a mortgage: paperwork, rate shopping, and negotiation, all in one place.
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What do you think? …

Arjun Lalwani

Hey Product Hunters, I’m Arjun, co-founder & CEO of Approval AI. 👋

Helly & I built Approval AI because buying our first homes was way harder than it should’ve been.

The mortgage process felt confusing, scattered, and more expensive than we expected.

We spent hours re-uploading documents to different portals. We didn’t know how to compare offers, so we stuck with the first lender we talked to. Our phones got flooded with spam. And we signed paperwork we didn’t fully understand, just hoping we were making the right call.

We knew there had to be a better way. So we built it.

⚙️ Here’s how it works:

  • Our AI negotiates for you - It calls, texts, and emails lenders on your behalf. Comparing offers, asking follow-ups, and pushing for better deals.

  • One smart application - You fill out one form. Our AI handles the rest, converting it into whatever format each lender needs and sending it to the right places.

  • Answers, not question marks - The AI understands mortgage rules, terms, and math, so it can explain anything from ARM caps to closing costs in plain English, 24/7.

  • Privacy built-in - We don’t sell leads, and the AI filters out noise so you only hear from people who actually matter.

Would love to hear your thoughts or feedback, especially if you've been through this process before. We’re excited to be launching today. 🚀 🏡

Watch our launch video here.

--- Arjun & Helly

Dean Kroker

@arjun_lalwani1 awesome product & helpful team, excited to see how it all progresses!

Parth Ahir

@arjun_lalwani1 Mortgage shopping has long been a black box filled with jargon and frustration. Approval AI’s approach to automating negotiations and translating complexity into plain English feels like a genuine leap forward. Looking forward to seeing this bring transparency and power back to buyers.

Supa Liu

Smart move for homebuyers! Approval AI takes the stress out of mortgages with smart automation — faster, easier, all-in-one.

Arjun Lalwani

@supa_l Exactly. We're making the entire experience magical!

Justin Lee

Finally, bringing tech to the mortgage process. No longer dreading buying a house.

Arjun Lalwani

@justin_lee27 Glad to hear that! <3

Yong Woo Shin

The mortgage process should have been this easier!

Congratulations :)

Evgenii Zaitsev

Approval AI sounds like a total game-changer for homebuyers! How does the AI handle personalization when dealing with specific lenders or offers?

Helly Shah

@evgenii_zaitsev1 That’s one of the things we’re most proud of. Approval AI doesn’t just blast your info to a bunch of lenders, it actually tailors the approach based on what we know works best with each one.

We’ve studied how different lenders think, what they prioritize (like income stability vs. credit score vs. asset reserves), and even how they respond to negotiation. Some lenders care more about debt-to-income ratios. Others might give better rates to borrowers with high liquidity or a relationship with the bank. Our AI adjusts the application, messaging, and even timing to match each lender’s style. Personalization like this is what helps borrowers actually get better offers, not just more of them.

Ryan Hoover

Now please do this for home insurance (which is even more painful, especially in California).

Helly Shah

@rrhoover Soon! We've heard this a lot as well 😭

Sharath Kuruganty

Where were you guys when I bought a house 2yrs ago :(

I'm impressed by how you turned a boring process into a modern product. Going to pass it to my homebuyer friends.

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