Balance is an AI-powered personal finance app built to show your entire financial life in one place. In 2025, the focus was to make money easier to understand, easier to explore, and easier to act on without cumbersome spreadsheets, manual repetitive tasks, or guesswork.
This year focused on modeling systems that organize your data, reveal patterns, and make everyday decisions easier. Here s a look at what that made possible.
AI Became the Interface to Your Finances
Balance
Hey Product Hunt gang! 👋
Solo founder here bringing you Balance - a modest, yet powerful personal finance software that you'll actually enjoy using.
After trying out a handful of apps, I decided to take a stab at building one myself.
Here are some highlights:
🏦 Unified Financial View: Bring all your accounts and assets together in one place for a complete financial overview.
📃 Transactions on Autopilot: Track every transaction across all accounts. No more sifting through different banks.
🏷️ Smart Categorization: With Balance, you can assign multiple categories to a transaction—just like #tags. This makes grouping transactions logically much easier. Use these tags to filter or create custom views of your data.
📊 Transaction Trends: Gain insights about your money with Transaction Trends. Spot patterns and get a sense of how money flows.
🤖 AI Chat: A financial assistant in your pocket. Balance AI has context of your transactional and account data, so ask questions or get insights about your money.
Balance has a lot more to offer and is currently available in the US 🇺🇸 and Canada 🇨🇦. If you're in the market for a personal finance app, do explore Balance. And if you have any questions, feel free to reach out!
Cheers,
PD (Connect with me on X)