Debtfreeo

Hey all, I am excited to introduce Debtfreeo — a simple yet powerful tool I built to help people take control of their debts and finally achieve financial freedom. I used to manage my debts using an Excel sheet I made myself. It helped me track due dates, balances, and monthly payments, but it always fell short. I couldn’t simulate “what-if” scenarios — like what if I got a bonus next year? Or sold something? Or managed to pay a little extra every month? I had no AI to guide me, no way to ask, “How can I pay this off faster?” or “What’s the smartest way to use that extra money?” That limitation stuck with me — and that’s exactly why I created Debtfreeo. I have personally seen how overwhelming debt can feel. Too many people juggle multiple loans, credit cards, and missed due dates, unsure of where to start. That’s why I created Debtfreeo — a platform that does more than just track debts. It guides you. With Debtfreeo, you can: - Track all your debts in one place - Create custom payoff plans based on your budget - Add extra monthly or lump sum payments - Simulate how changes affect your payoff timeline - Get visual progress updates - Chat with Ella, your AI debt companion, who answers questions like “How can I pay off debt in 2 years?” or “What if I increase my monthly payments?” - Receive reminders via email & never miss a payment This is Version 1, and I’m building in public. Your feedback will shape the future of Debtfreeo! If you or someone you care about is facing debt, give it a try. Would love your upvote, support, and thoughts! 👉 Visit: https://debtfreeo.com Cheers, Vishnu Raj