Upload your credit report, let AI flag errors, collections, and identity theft, then generate FCRA-cited dispute letters you send yourself. Not credit repair. Every finding is backed by a verbatim quote from your own report โ if it can't be verified, it's dropped, and a clean report is reported as clean. Includes Section 605B identity theft block letters, deadline tracking, and 60+ statute-specific templates. Free analysis; one-time purchase, no subscription. Web, iPhone, and Android.
Hey Product Hunt ๐ โ founder here.
I built 605b.ai because the credit dispute space is split between two bad options: expensive credit repair companies that promise outcomes nobody can promise, and DIY template mills that spit out generic letters bureaus ignore.
We went a different way. Upload your own credit report PDF and every finding the AI flags must be backed by a verbatim quote from your report โ if it can't point to the actual text, it gets dropped. No invented errors, and if your report is clean, we tell you it's clean. Each finding maps to the specific statute that fits it (a ยง611 accuracy dispute is not a ยง605B identity-theft block โ the difference matters), and the letters you generate cite that statute. You review and send everything yourself.
The name comes from FCRA Section 605B, the identity-theft blocking provision most victims have never heard of. That workflow โ FTC report, documentation packet, block letters โ is the deepest part of the product.
Pricing is one-time, not subscription, because disputes are a project, not a lifestyle.
Happy to answer anything about the statute logic, the evidence-validation design, or why we refuse to call this credit repair.