Hey Product Hunt 👋 I built Goal Saver Up because every budgeting app I tried wanted my bank login, and I wasn't willing to hand that over just to answer one question: how much can I actually spend this month without wrecking my savings? So this one has no accounts, no cloud, and no goals, add your income and bills, and it tells you your real spare money — daily and monthly. Everything lives on your iPhone. The problem I kept hitting with my own app wasgrocery run meant opening it, picking a category, picking a goal, typing an amount, saving. I'd skip it, and a tracker you skip is worthless. So this launch is about removing that. Smart A0 into Bali trip" or "spent 40 on groceries" and it files it for you. Two things changed while building it: 1. I started with Apple Intelligence doing the parsing on-device, then realised that left out anyone without a supported iPhone. So there's a plain-Swift fallback parser too — no AI, no network, works everywhere. The AI path is an upgrade, not a requirement. 2. I originally had the model generate the "how am I doing?" summaries directly, and it confidently invented numbers. Now every figure is computed in Swift first and the model only rephrases what it's handed. It can't make up a balance. Smart Summary works the same way — it compares each goal's real 30-day pace against the pace its deadline needs, and tells you which ones are drifting. It's free for two goals. Pro unlocks unlimited goals, Insights and Smart Add. What I'd most like from you: try to break the parser. Throw messy, ambiguous, or badly-punctuated sentences at Smart Add and tell me what it gets wrong — that's the feedback I can actually act on this week.

Goal Saver Up

Savings goals you fund by typing one sentence

Savings goals you fund by typing one sentence

AI Upgrade: Gosal Saver UP

Previous Goal Saver Up Launches

Previous Goal Saver Up Launches