Hey Product Hunt! I'm building Cashowa because I got tired of two things at once: AI finance apps that confidently make numbers up, and traditional budget apps that tell you what happened but never what to do next. Cashowa is an agentic finance co-pilot with a real toolbox (calculator, CSV query, web search, website crawler) and a hard rule: every number it shows you is traceable to a formula you can click and inspect. If it can't compute it, it won't claim it. What you can do with it on day one: Chat about your money — "Can I afford this car?" "Where am I leaking?" — and watch it actually do the arithmetic Build a plan for a real goal (home in 5 years, retire at 60, debt-free by 2028) with milestones, projections, and a PDF export Upload a bank CSV — Cashowa auto-categorises everything and turns 12 months into one readable chart Audit your business + website — financial leaks, SEO, conversion, trust — saved as a report Negotiate your bills — point it at your internet bill and it researches competitors, drafts retention scripts, and writes the cancellation email Auto-run quarterly business reviews — opt-in; it re-audits you every 90 days with a quarter-over-quarter comparison Free tier is 10 credits a month, no card. Paid plans from $14.99/mo include 200+ credits and unlock the auto-QBR. I built this solo over the past few months and shipped it last week. I'd love to know: What's the first question you'd ask it about your own money? Is there a finance tool you wish existed that I haven't built yet? I'll be here all day. Roast it. — Kamal

Cashowa

AI that plans, audits, and negotiates your bills for you

AI that plans, audits, and negotiates your bills for you