Alternative products to Monzo

Monzo

The bank of the future

Instant notifications. Built-in budgeting. Free payments abroad.

This isn’t banking as you know it. Monzo is a bank for everyone, built together with our community.

Join the revolution today.

16 alternative and related products to Monzo

Bobby

Keep track of your subscriptions

Ben Tossell- newCo
This is an awesome app to keep an eye on subscriptions...annnnd the design is pretty damn nice
Adam Kolmačka
Simple subscriptions tracker that is missing from Play Store.
Björn Antonissen- Designer & Developer
You can use Bobby for subscriptions
24 Alternatives to Bobby

Penny

A personal finance coach that's simpler than Mint

John Ababseh- Epiphany Enthusiast
Simple tool for managing your money and creating a budget, that has a conversational text UI
Ben Terry- Creative Director, Access Ventures
Give this app a try! It'll help inform you of your spending habits on the go.
Robb- Project Manager
Penny is a calming presence in a world that can be very tough to understand. She gives insight on spending and seems like she is always adding new features and abilities. Penny+ (paid level) is totally worth it for the sub-categories alone.
Two Cents
There are plenty of budgeting tools out there, like Mint, that help you keep track of every penny and analyze your spending in a number of different ways. But if you're new to budgeting, or you just like to keep things simple, it's nice to have a basic view of your habits.
VentureBeat
If you have a tough time managing your personal finances, you might be interested in Penny, an app that examines behavior around your bank accounts and credit cards to alert you of any issues, such as data breaches.
TechCrunch
Have you ever wondered why being financially responsible can be so difficult? Maybe it's because most money management tools are too complicated and overwhelming for the average user. Penny, a new personal finance app, is fixing this by giving users personalized financial advice via a simple chat interface.
52 Alternatives to Penny

N26 is Europe’s first completely mobile bank, trusted by more than 1.000.000 customers. N26 gives you complete control of your financial life on your phone.

Download the N26 app and open an account in less than 8 minutes.

Get a free Mastercard, activate Google Pay or Apple Pay, and enjoy personal banking features and fintech products

Alexandra Florea- social media wiz kid
The interface is simple, fluid, user friendly. Probably the fact that they don't offer too many services helps keeping the interface unclutered.
Yiannis Kappa
I have been using N26 since I moved to Germany and never regretted it. It takes 10' to register and to open a new account, everything runs through their mobile or web app and they have some pretty cool features like real-time push notifications or instant transfers to other N26 users, which I couldn't find in other banks. From what I know, you can open a ban… See more
Julie Delanoy- Design at Product Hunt
I've also been using Revolut, and I love it. N26 is a bit different, and I use it for my professional expenses. So far, I'm super happy with it, and if you're in Europe and using €, you should give it a try.
TechCrunch
You don't sign up for a bank account every day. And yet, German startup N26 has managed to attract 1 million clients across Europe. They generate €1 billion in transaction volume every month ($1.17 billion). It took N26 only nine months to grow from 500,000 to 1 million.
Forbes
After using N26, Europe's first mobile bank, for the past 8 months, I've put together a comprehensive N26 review to capture my thoughts on what they're doing well, how much money I've saved by switching to banking with them, and why every international traveler should be using N26.
TechCrunch
German startup N26 just raised a $160 million Series C round led by Tencent and Allianz - some of N26's existing investors are also participating. The company has attracted 850,000 customers and raised $215 million in total. N26 is building a retail bank from scratch. The company plans to double do...
9 Alternatives to N26

Olivia

A financial assistant powered by AI 💳✨

John Ababseh- Epiphany Enthusiast
I think Olivia is a great AI powered budgeting, expense tracking app, that has a nice conversational interface. Also recommend checking (Expensify, Wally, and Pluto) all great options!
John Ababseh- Epiphany Enthusiast
You can track what you buy and get via olivia, and itll help you cut down spending through its AI algorithm. It uses data based on your card though instead of writing down or inputting manually.
John Ababseh- Epiphany Enthusiast
Olivia is pretty awesome because it manages your money in a fun UI way that includes Giphys.
25 Alternatives to Olivia

Penny 2.0

Your friendly personal finance coach

Penny is a personal finance coach that chats with you about your finances and gives you tips to improve. You download the app, link your accounts, and Penny will automatically keep your finances up to date and help you save money, avoid fees, begin investing, and more.

Bharath Srinivas
AI based PFM tool, that reviews your accounts and presents spending trends, categories in a chat bot based approach. You can also ask questions like "How's April going" "Breakdown my spend by category" etc..
shuen
I use Penny and she predicts how much you will spend next month based on your spend history. At this point, I'm not sure if it drills down to specific segments for forecasting (although it does for regular comparisons) but I can't imagine that would be hard to implement as Penny grows. I found Penny on Product Hunt too : )
11 Alternatives to Penny 2.0

Albert

Actionable financial advice on your phone

Mandrino Liliia- Experience Design
Good overview of your financial situation and they always make me feel bad about my Starbucks habits )
Hussein Yahfoufi- Family and Tech.
I started using Albert a couple months ago, very neat concept and way of organizing financials. They have a few quirks they are working through (still new) but I think overall it's great.
Hussein Yahfoufi- Family and Tech.
I like how simple Albert is and the way it divides between Income, Bills, Spending and what is left
9 Alternatives to Albert

Recur

Keep track of your recurring subscriptions

Keep track of your recurring subscriptions and instantly see where your money is going.

Recur is the easiest way to get insights of your fixed, recurring costs. Manage your subscriptions and get notified.

12 Alternatives to Recur

N26 for web

A bank account for your phone, now on the web

N26 for web is a completely new way to use your N26 account.

It’s packed full of many much-requested features, giving you better and more seamless control over your account, regardless of what device you’re on.

The full power of the N26 bank account.

N26
We've completely redesigned our web app with some much-requested features so that you now have more control over your account.
TechCrunch
Fintech startup N26 wants to compete with traditional banks on all fronts. And it means providing a useful web interface to view your past transactions, transfer money and more. Most users likely interact with N26 through the mobile app. But it doesn't mean web apps are useless. Contrary to R...
8 Alternatives to N26 for web

Limitless

Micro-savings app to help you save more

Limitless is a micro-savings app that makes sure that you have enough money to do cool stuff now and later. At this stage of development the money you save using Limitless will be transferred to a dedicated ''savings'' account at bunq rather than invested. In the future some of your savings will be invested into risk appropriate, low-cost funds.

Medium
Sara is an entrepreneur experienced with Lean Startup methodology, idea validation, generating early traction and comparing business models. So far she traveled 40 different countries getting to know the local startup ecosystems and has a cross- industry experience (both B2B and B2C) from Poland, Israel, UK, Singapore and Malaysia.
Thebanker
Sara Koslinska and Ka Lim, co-founders of Limitless, talk to The Banker's Joy Macknight about how the start-up helps millennials better manage their money and whether the age of the free PoC is over.
Holland Fintech
Limitless is an app enabling automated micro-investments. The start-up, nominee for the Accenture Innovation Awards, is going live in October with a millennial friendly product. Designed by a team of seasoned and dynamic professionals, the app brings value to financial institutions by improving engagement with millennials, providing a holistic view on custom… See more
B·HIVE
How does paying for a salad bring you any closer to earning more money? Micro-investment companies such as Limitless and Clink do the trick, by applying a percentage of your expenses in 'low-risk portfolios.' Investing while spending: now we're talking millennial.
10 Alternatives to Limitless
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