Your underwriting memo is only as good as the data behind it.
We just shipped a major accuracy update to Wagoo's underwriting engine. The platform now handles multi-year financials with significantly greater precision, correctly identifying and pulling the most recent fiscal-year data from income statements and balance sheets, even when internally prepared and audited financials are combined in the same document.
A peek under the hood: Wagoo doesn't just extract numbers and drop them into a template. Our pipeline uses agentic extraction with built-in self-correction. Every data point gets validated against its source document, conflicts get flagged automatically, and the system re-verifies before anything hits the final memo. Every number in your deal summary is fully traceable; you can click any figure and see exactly which document, page, and cell it was pulled from.
Lending teams spend hours sorting documents, analyzing financials, and writing memos by hand. Wagoo automates underwriting, risk assessment, and the generation of prescreen memos. Upload deal documents and get a template-matched memo with financial analysis and risk flags in under 60 seconds. Your format, your criteria, your output. We're already saving a $72M asset-based lender 95%+ of their underwriting time on every deal. Stop underwriting in Excel. Start closing faster.
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