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💡Fintech Ecosystem With Intelligence
Today I want to share the story behind MEAI and why I started from such a simple solution like financial agent. MEAI is a company I ran in 2025 Officially we started as MEAI UKRAINE LLC in 2026. I created a PoC trading model that automatically works with orders/positions, calculates risks and makes money by mathematical models. This model was only a proof of it is possible to make dynamic system that reacts on market changes. Okay, but what to do next? I started to work with MVP to proof that AI can do the same approach that was previously hardcoded in code. And it worked!!! To trade effectively there are a lot of parameters you should know and I tried to reproduce a behavior of traders. That moment lead me to sparked an idea with a semanctic-based trading. To realize such huge intelligence system I want to make a big research of people financial habits. PoC was proofed and I wanted to create a 1 simplier real product to launch that can be monetized and be helpful at the same time. I use expense tracking for 6+ years. What I understand, that a lot of this data is useless Manual data entry and looking at pretty charts is just a beautiful picture and that's all. Secret of financial literacy is in defining the context, that is an amazing case for LLM. And I created Centico AI (centicoapp.com). It's 4 of April 2026 and Centico is under review in Google and Apple consoles. Someone says "OMG there are a thousands of such expense trackers and this one more kinda ", I'll answer: it's NOT just an expense tracking. This intelligence system not just can add your data by text typing. It's a good for a planning case, for strategical system within a short time. You're not just writing "Hey, I spent $5 on coffee today". It's a system: "Based on my income and expenses over the last 3 months, build a 2-year financial plan to buy a car. Factor in a 15% salary raise every 6 months, my current loans, 3 upcoming trips costing $300 each, and a buffer for unexpected expenses". Additionally it allows to analyze your crypto portfolio on the most popular platform. Anonimized data, that I get from the Centico AI starts to circulate across MEAI ecosystem and as a result transforms to a semantics. It's a most valuable, because all products of MEAI company where you will work in, know your context and not just help you tracking they help you earning. And this is the main purpose of ecosystem to make people possible earn money working inside MEAI ecosystem like in a DAO. Every your word, every action are IMPORTANT. Cutrent stage for MEAI: Started an opensource library for trading operations (GitHub: crypto-trading-sdk from MEAI). Centico is almost here (in final iOS/Android review). Initiated the R&D process for our AI trading system based on the initial PoC.
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Nice to meet you guys I'm 25 yo fintech startup founder. The name of startup is MEAI It's a Web4 system that helps people to rule their financial life including their behavioral patterns. Links in bio I'm currently balancing on 2 main tracks: my day job as a Software Engineer and my own project. I am product-oriented person who really enjoys creating, researching and especially running different projects Right now, I'm preparing for the first MEAI product release called Centico (centicoapp.com) . It's an AI agent for strategic planning of a budget. He analyses all user's portfolio including a even including crypto! My favourite case in everyday usage of it's: a plan for buying a car for 1 year based on my monthly earnings and expanses (including loans, etc.). 5 random facts about me: I'm playing the guitar for 15+ years, a fan of cars, small aviation, ex-handboll player and philosophical enthusiast
