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Smart Cash Sheet™ differentiates itself by combining available-cash forecasting with emotional insight. It projects daily available cash balances, not just backward-looking cash flow or static budgets. The platform includes a needs-vs-wants Cash Smart Score™, collaboration tools, and an AI chatbot that acts as a money coach. Emotional spending insights add context, helping users understand why decisions happen — not just what happened. Built for families, professionals, and small businesses.

Smart Cash SheetFeel Better About Your Money
Mari Coxleft a comment
I built Smart Cash Sheet after seeing the same pattern over and over: people weren’t struggling because they lacked discipline — they struggled because they couldn’t see available cash ahead of time or understand how emotions influenced their spending decisions. The original version started 16 years ago out of necessity during the recession, as a personal Excel model to manage cash timing when...

Smart Cash SheetFeel Better About Your Money
