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Samsonleft a comment
Hey PH! 👋 I’m Samson, and my partner and I got tired of: • paying £109/year for YNAB • giving every new app full access to our bank accounts • juggling spreadsheets + Monzo pots + random budgeting apps So we built SpendFlow: → completely free forever → no bank connections, ever (manual entry = total privacy) → unlimited virtual cards that work like real cash envelopes → one calm, shared place...

SpendFlowFree privacy-first personal finance app | no bank connection
