Zero-knowledge sharing (Aperture): Share your financial data with a partner or advisor through E2E encryption (P256 ECDH + AES-256-GCM). Our servers store only ciphertext. We literally cannot read your shared data. Forecaster: See where your budget will land at end-of-month with confidence intervals and fan charts. The model picks ARIMA or Holt-Winters automatically based on your spending patterns. Truly global: 17 languages. 50 currencies with live conversion rates. Multi-currency accounts.