Stop planning retirement with "assume 7% returns." This Excel tool runs 10,000 Monte Carlo simulations using real Capital Market Estimates from BlackRock and J.P. Morgan. ✓ 10,000 scenarios ✓ Institutional CME data (returns, volatility, correlations) ✓ Works 100% offline — your data stays private ✓ Transparent — inspect every formula See your actual probability of success, not a single optimistic number. $50 one-time.