Monelo is a free personal finance app for tracking expenses, budgets, and savings goals - built to be simple enough to use every day.
What stands out:
- Offline-first - works offline, no bank connection required
- Budgets with multiple categories per budget
- Multiple wallets and currencies in one place
- Savings goals with progress tracking + a planner for future and recurring transactions
Free on iOS and Android. Your data stays yours - Monelo never sells or shares it.
