Owen O Byrne's profile on Product Hunt

Owen O Byrne

#2187369@owen_o_byrne

Activity 1 Made 57 Following 42 Followers

Upvotes (3)

Joined on November 6th, 2019

8 points

Comments

💬

@rowesk Hi Chris, apologies for the delay. This isn't possible yet, but the concept of "buckets" is firmly on the roadmap. We used to allow personal users open up 3 full accounts in each currency - each with their own account numbers - but reduced that back to one each once we realised people wanted "throwaway accounts" to temporarily hold money rather than the more permanent arrangements. Business users can still instantly add additional accounts in each currency - we may bring that feature back for personal users in time. With the bucket concept, you would be able to create the "virtual sub-account" in the app, give it a name or a tag, and then store funds in there away from your main account - keeping it safe from your debit card as you say. I imagined that you could even transfer directly into this sub-account by setting a narrative on transfers into your main account number. You could set up a regular transfer into it to collect a certain amount over time. I also toyed with the concept of a shared bucket that multiple users could have controlling access over. Kind of like an escrow account - it would take X of N users to approve withdrawals from it. If you have any other ideas you'd like to see, let me know! Owen

on Fire

4yr ago

💬

@lldavedave @jamie_farrelly Dave! How's the craic? We're regulated in Europe, which doesn't cover us to enter the US. However, it's on the very righthand edge of the roadmap to get regulated there in time.

on Fire

4yr ago

💬

@justawebguy Similar we'd agree. A key differentiator is the multi-currency nature - we have both Euro and Sterling accounts, each with their own IBANs and Sort Code/Account Numbers. You get one of each as standard, and can open more if you need instantly. Collect and pay out to any account in Europe or the UK. You can move funds between the currencies instantly at great rates (our fees are here: https://fire.com/fees-and-charges). This year we are focussing on ecosystem integrations using our API (see https://fire.com/docs) so a Fire account will become an obvious choice if you use accounting software like Xero and FreeAgent, or other services like Stripe, GoCardless etc. You can develop your own integration into the account using the API too - Jamie's already demoed an Alexa integration! https://twitter.com/Jamie_Farrelly/status/814134723085791232 The pricing aligns more closely with the Holvi Basic account, while offering the banking features of the Pro account (role based permissions with multiple users and multiple debit cards per account for example). If you have any other questions, let me know!

on Fire

4yr ago

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