Toni Abraham

Back in 2018, I learned firsthand just how ruthless digital scams can be. I had just moved to Canada and was excitedly setting up my life when a seemingly harmless text arrived: "Interac e-Transfer: You've received $XXX.xx. Click to deposit." As I was expecting funds at the time, I clicked without hesitation—moments later, my entire account was wiped clean. The bank’s response was crushing:...