Anas Asif

I'm Anas solo founder building RentPerk, a UK fintech that turns rent payments into rewards and credit-building for renters. Think: you pay rent, you earn points, your credit score goes up automatically. Nobody has built this in the UK yet and I've spent the last several months figuring out why and whether I can fix it.

I wanted to start a thread because the last few months have been genuinely wild and I suspect a lot of founders here are navigating similar things. A few of the more interesting corners I've ended up in:

The regulated sector problem. Building in fintech means you can't just ship. Before a single tenant pays a penny of rent through RentPerk, I needed to appoint an MLRO, draft an AML policy, register with the ICO, negotiate an EMI partnership, and get legal sign-off on Terms of Service and a Privacy Policy. I did all of it as a solo non-technical founder. Happy to share what I learned and what I'd do differently.