60% of the B2B invoices do not get paid on time, leading to a 2.71 trillion dollars worth of working capital drag for Fortune 1000 companies alone. The existing solutions focus on payment resolution- getting in action once the delay has already happened. Pinaka is shifting the focus to delay prevention. Pinaka predicts customer payment delays with 96% accuracy- even before they happen. Pinaka uses robust ML and power of statistical tests to accelerate cash flow and reduce working capital.