Michael Mammone

I've been a huge fan of YC for over a decade. Paul Graham's essays alone are a treasure of information. In addition to being one of the best funds of all time, they are constantly creating great content for entrepreneurs. Our company used their free Safe note templates for pre-seed investors. I've consumed many YT videos and even more blog posts and tweets.

Wise is pretty easy to set up and use. Customer service is even better than most neo banks. I would highly recommend taking a few minutes to set up an account if you plan on doing any international transfers at all.

The website and overall functionality is great. Super simple to use. My only wish is that they had customer service to help or interact with you in real time. You have to send an email and wait to hear back from somebody in 3-5 days. This probably won't happen often, but it's super frustrating when you need it.

I'm not a power user by any means, but this has replaced Evernote, Keep, and most of my iPhone notes.

I've been using this since I moved from Dubai to the US five years ago. Excellent product, very affordable. Have recommended it to several friends and they have all had good experiences.